The policy owner is experiencing declining health and had just completed an extended skilled rehabilitation stay of 6 weeks. They were about to accept a settlement offer based on LE reports that were not taking into account the long term care related factors of his health situation. The broker contacted us to see if we could take a look and possibly help them with this case. We reviewed the case and analyzed the more recent rehab records and determined that the LE reports had huge gaps of information that were overestimating mortality in this situation. Within a week we were able to determine that the policy owner should receive an offer twice the size that had been presented. The family accepted the offer and are in the process of enrolling in our Benefit program now. We are also working with them to access a selection of homecare companies that are part of our network in CA to make sure he is receiving the best possible care-which they can now afford.
*Case Studies On File