A husband and wife owned $300,000 term life policies on each other. They were beyond the conversion point and the premiums had become too expensive for them to maintain. There was no market for two non-convertible term life insurance policies so the husband and wife decided to stop paying premiums and let them lapse. The […]

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The Policy owner is currently living at an assisted living community and was running out of money and facing possible eviction. The broker had already helped a family earlier this year procure Homecare using the Life Care Funding program (a $50,000 term life policy) and came back to us with this case. The policy owner […]

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The policy owner is experiencing declining health and had just completed an extended skilled rehabilitation stay of 6 weeks.  They were about to accept a settlement offer based on LE reports that were not taking into account the long term care related factors of his health situation.  The broker contacted us to see if we […]

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